Retirement Projections Ledger
Year-by-year growth and withdrawals through age 100
All traditional accounts compiled in one IRA & all roth accounts compiled in another IRA
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Year-by-year growth and withdrawals through age 100
| Year | Age | Traditional IRA Balance | Roth IRA Balance | Percentage or Amount Withdrawal | RMD Amount | Actual Withdrawal Taken | Pension Income | Social Security Benefit | Supplemental Income 1 | Supplemental Income 2 | Pre-Tax Total Income | After-Tax Total Income | Inflation Adjusted After-Tax |
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To run the calculation, the code pulls from three specific inputs:
birthDate): Read from your Career Form to calculate your precise Full Retirement Age (FRA).
socialSecurityAge): Read from your Social Security Form to determine if your benefit will face an early-claiming reduction penalty or gain a delayed-claiming credit.
this.earningsHistoryCache): This object maps your historical career earnings across calendar years to figure out your Average Indexed Monthly Earnings (AIME).
The script evaluates your annual gross earnings history from the year 1985 through 2026. However, the calculation does not look at your entire raw income unconditionally; it applies two strict filters to mirror actual federal rules:
Social Security Profile